Tag Archives: usagencies credit union

International Credit Union Day

Local Service. Global Reach.  

On October 17, 2019, we will join with 56,000 credit unions around the world in celebration of International Credit Union (ICU) Day®.We will have FREE treats in the lobby, and you can enter to win a prize – a McMenamins passport and $100 McMenamins gift card. From us – to you!*

There are 200+ million credit union members around the world—more than 100 million in the U.S. alone—and we join them in celebration of the not-for-profit cooperative spirit that all credit unions share.

This cooperative spirit has led to life-changing opportunities for people all over the world who’ve wanted to start a small business, own a home or continue their education but were denied access to other financial institutions. In many parts of the world, people’s first taste of democracy is through their credit union, where “one member, one vote” is the governing structure.

At its most basic level, a credit union is people pooling their money to provide each other with affordable loans—it is literally people helping people. This is why USAgencies Credit Union celebrates ICU Day. Because credit unions empower people, wherever they are in the world or life, to take control of their financial future.

Please stop by and celebrate with us here at USACU, a movement that concerns itself with the financial success of all people.


Stop by our branch on the corner of 1st and Taylor on the 17th! We will have FREE treats in the lobby, and you can enter to win a prize – a McMenamins passport and $100 McMenamins gift card. From us – to you! You can also enter by commenting on our daily ICU Trivia Posts on our Facebook between 10/14 – 10/17! We cannot wait to see you, and to celebrate TOGETHER!

*Check out official rules here https://bit.ly/336Ytx8

Money Management – Budget For a Brighter Future

Money Management is a tool in online banking that lets you view and track all transactions from USACU and external accounts — for FREE. You will be able to receive valuable insights and reports about your finances, ensuring you’re in control of your financial life.

ACCOUNTS — Gives you an overview of all your accounts. Not only will you be able to view your USACU accounts, you can also link and view accounts from external financial institutions. Data will automatically update every time you visit the Money Management feature in online or mobile banking.

TRANSACTIONS — Money Management gives you a quick overview of recent spending on all your accounts, and the ability to search or filter for specific transaction. Transactions will be automatically categorized for you.

SPENDING — The spending wheel helps you identify the biggest expenses but also dives into the smallest details, so you can spend smarter.

BUDGETS — Track your budget with color bubbles to help you understand the relative health of your budgets instantly. You can use sub-budgets to track specific spending and see the money you have leftover to put towards goals.

TRENDS — Track spending in each category over time and get you insights of your spending habits.

DEBTS — Prioritize your debts and pay it down faster so you can save the money you would otherwise spend on interest.

Know your accounts. See all your accounts, including those outside of USAgencies’.
Money management - accounts overview

Track your budget. Color bubbles help you understand the relative health of your budgets instantly.
Money management - Budget chart

Watch your spending. Every transaction is automatically categorized so you can spend smarter.
Money Management spending chart


Climb to new heights with USAgencies’ free financial management tool, Money Management. Visualize and interact with your money in the most epic ways. Log in to online banking get started with Money Management today! 

Questions? Connect with us at 503-275-0300 Option 4. You deserve a better banking experience. Get it here.

School is Just Around the Corner – Plan for a Stress-Free First Day

Summertime with the kids is a time to overindulge in potato salad and hot dogs, pool parties, road trips, and staying up late to watch movies. Who was thinking about textbooks, assignments, and spelling tests? Nobody!

Then, bam! All of a sudden, it’s back to school!

With the first day right around the corner, now is a good time to start thinking about how to establish some healthy routines that will stay rooted throughout the school year.

Here are a few tips to make the first day stress-free:

  • Start talking about the return to school with your children—are they nervous, excited, anxious? Are there things you can do to relive their fears, such as visit the school, or walk or bike the safest route to school together? Plan a play date with a friend they haven’t seen since the last school year to help them reconnect.
  • Professionals advise to spend some really quality family time together in the weeks leading up the big day: play games, read together, exercise, and engage in fun family activities.
  • Start establishing earlier bedtimes well before the first day—that alarm clock buzzing early is mighty shocking to the system after a relaxing summer.
  • Get organized! Shop for school supplies way in advance and let the kids help pick out their binders and folders.
  • Get the first-day outfit ready. Shopping with your children and letting them choose a few fun items will help them feel confident.
  • Be a role model and help your kids understand all of the things to look forward to—meeting new friends, starting new activities and sports, all of the interesting things they will learn, and explore.
  • Start new eating habits and choose some healthy options for breakfast, lunch, and dinner before the school year starts.
  • If you have a childcare professional or after school care, talk to them about how your child is feeling, anything they should be aware of, and engage them in your healthier back to school routines and eating habits.
  • Pack the backpacks and lay out clothes the night before to ensure for a stress-free morning.
  • Plan a celebratory dinner the night after the first day. Eat together and talk about all of the things that happened—perhaps the kids can choose their favorite meal for the family to enjoy.
  • Stay calm, plan your own time well, and honor your needs and downtime.

Deep breaths! You got this


Connect with us to help get your child ready for their first savings or checking account to start the school year off with healthy financial habits. Call us at 503-275-0300 Option 4, or stop into our branch on the corner of 1st and Taylor to get started today! Everyone deserves a better banking experience. Get it here.

Social Security Number Scams – On the Rise

Have you received a call or voicemail from someone warning that your Social Security number or benefits are suspended due to suspicious activity? Scammers are hoping you’ll be scared into believing their claims. They usually ask you to confirm your Social Security number and pay money to “reactivate” your number, protect it, or restore your benefits.

Social Security scams now outnumber other types of scams, including Internal Revenue Service (IRS) scams, which were formerly the most common. Pretending to be a representative of the government is a common way for fraudsters to trick people into giving up their money or personal information. Knowing how to tell the difference between a scammer and a genuine call from the federal government is important.

Here are the facts:

  • The government will not threaten to take away benefits or ask for money or personal information to protect your Social Security card or benefits.
  • Scammers can fake your caller ID, so don’t be fooled if the call seems to be from the Social Security Administration’s (SSA’s) real phone number or the SSA Inspector General’s Fraud Hotline number. You can always call the Social Security Administration directly at (800) 772-1213 to find out if they are really trying to reach you.
  • If someone calls you asking for your Social Security number, bank account number, or credit card information, hang up.

Spread the word about Social Security scams and report them

We worked with the Social Security Administration and the Federal Trade Commission to create a new fraud prevention placemat to help you avoid Social Security scams. You can order free copies  of the placemat to use at a meal site, or to share with friends and family. The placemat is in English on one side and Spanish on the other side.

Talk about it! You may have heard of IRS scams or other types of scams targeting government benefits, but Social Security scams haven’t been as common until recently. Share the message with others to make them aware of this type of scam.

Report Social Security scams to the Federal Trade Commission at FTC.gov/complaint and to the SSA Office of Inspector General Fraud Hotline at (800) 269-0271 or oig.ssa.gov/report.

Brought to you by our friends at the Consumer Financial Protection Bureau


Questions about your accounts? Connect with us online or via telephone at 503-275-0300 Option 4. We are here to help!

Farmers Markets in the Portland Area

In Oregon, farmers markets are booming and a huge attraction for locals to visit to get everything from fresh produce, locally made crafts, food and more. According to the Oregon Farmers’ Market Association, there are more than 160 markets throughout the state. In the Portland and surrounding areas  berries, cherries, tomatoes and squash are among the bounty of fresh finds. To celebrate our local farmers and vendors, we put together a list of some of the local markets all over the Portland area for National Farmers Market Week.

Beaverton Farmers Market

Open Saturdays throughout the year with their Summer, Fall, and Winter Markets,  this Farmers Market is located just across the street from the Beaverton Library in the heart of downtown Beaverton. This market has everything from nursery growers, farmers and ranchers bringing you conventional and organic products. There are also artisan food producers to bring you jams, cheeses, pastries, chocolates and more. The market also offers live music, a playground, and places for families to picnic. This is the perfect place for families to spend their Saturdays together.

Portland Farmers Market at Portland State University

This Farmers Market is open year round, rain or shine and is located in Downtown Portland in the South Park Blocks between SW College and Montgomery Streets. With over 100 vendors selling freshly harvested and carefully prepared food, chef demonstrations, market music and more this market is bustling destination for family and friends to gather, shop, eat and play.

Hillsdale Farmers Market

This Hillsdale Market is a year round market that hosts over 50 local farmers and food artisans from Oregon and SW Washington. Located in the Rieke Elementary School parking lot,  you are greeted with a wide range of seasonal vegetables, fruits, meats, honey, baked good and so much more! Some of the vendors are very well known throughout Portland such as BakeShop, Olympia Provisions and Tastebud!

Hollywood Farmers Market

Located on NE Hancock between 44th and 45th Aves, this market celebrates the bounty of Oregon and Washingon agriculture through the operations of their community based Farmers Market and other ventures that support small farmers and healthy urban neighborhoods. This market is also home to the Neighborhood Gleaners – a volunteer run program through the Hollywood Senior Center. They collect food that would otherwise go to waste from the Hollywood Farmers Market and redistribute it to low-income seniors in the community.

Portland Farmers Market at Shemanski Park

This market is a popular lunch and shopping destination for downtown residents, office workers and local chefs. It is open on Wednesdays from May through October, and is located in the South Park Blocks. Since it stretches over lunchtime, it has an abundance of fresh food options that are perfect for enjoying on a park bench on a sunny day.

Montavilla Farmers Market

The mission of this market is to provide a vibrant marketplace where the diverse community of Montavilla can access high quality, local, healthy food. Open every Sunday from May through October, and select dates during the winter, the Montavilla Farmers Market is located on the 7700 block of Stark Street. They started as a grassroots collection of neighbors who were inspired by visions of a fresh, local food market in a shared community space. With nearly 60 vendors, including the likes of Liepold Farms, Lil’ Starts, and Deck Family Farm there is something for everyone!

Milwaukie Farmers Market

Over 80 different vendors come together each week to provide local meats, cheeses, plants and so much more at the Milwaukie Farmers Market. Located on Main St and Harrison, hopping on the MAX Orange Line makes this accessing this market easier than ever. Whether you are looking for a delicious local break, or just a snack and some live music this is the place to be!


Looking for a Farmers Market near you? Check out the Oregon Farmers Market Association for more info!