Tag Archives: USACU

Holiday Lights in Portland

Lights are going up around the city of Portland and surrounding areas, which can only mean one thing – the holidays are upon us! It is time to layer on those jackets and scarves, and celebrate with your loved ones. Portland and beyond has several classic light displays that are great for continuing, or starting, family traditions. We have compiled a list of family ( and wallet ) friendly places to experience this holiday season to help keep you within your budget.

Fantasy Trail at Wenzel Family Farm

Take a Christmas walk through a lighted, wooded “Fantasy Trail”, decorated with thousands of lights for Christmas enchantment. The trail includes a 40 ft castle with Christmas scenes, a maze, crooked house, suspension bridge and more. You can also warm up by the nightly bonfires, with a warm cup of hot chocolate.

The Grotto’s Christmas Festival of Lights

with sights, sounds and sensations for the holiday season, The Grotto’s Christmas Festival of Lights is the largest Christmas choral festival in the world. Five indoor concerts are schedule each evening. The fun doesn’t end there ; the Grotto’s plaza area also includes outdoor caroling, puppet shoes and a live petting zoo.

Peacock Lane

Each house on this quaint SE block has been decorating their Tudor style homes for decades. Adorned with beautiful lights, nativity scenes and more, this Portland tradition always brings in a crowd.

Winter Wonderland at Portland International Raceway

There are glimmers and glows around every corner as you journey through the Winter Wonderland. With over 250 color light pieces, and many fully animated scenes this will not disappoint. Even better? It is all done from the comfort ( and warmth! ) from your own vehicle.

Miracle of a Million Lights

Head to the decorated 2.5 acres of a million plus twinkling lights! As you tour the house, you will set your eyes on over 20 uniquely decorated trees, with elaborate decorations. Enjoy some of their homemade apple cider, cookies, live music, and Santa! There is something fun and festive around every corner, and you will not be disappointed.

Christmas Ship Parade

Over the course of 15, a fleet of Christmas Ships will set sail on the Willamette River and Columbia River. Bundle up, grab your thermos and pick your spot to watch the beautiful boats float by!

 

 

 

 

It is time for the KGW Great Toy Drive!

Benefiting local kids

USAgencies is excited to once again participate in the KGW Great Toy Drive. For more than 30 years, the KGW Great Toy Drive has provided hundreds of thousands of toys to families in Oregon and Southwest Washington.

We invite our members, friends and neighbors to stop by and donate a toy (or toys!) for local families in need. Donate at USAgencies Credit Union by Dec. 14th and we’ll match your donation, toy for toy!

Here’s how it works:

  1. Buy a new, unwrapped toy.
  2. Drop your toy at USAgencies (95 SW Taylor Street, Portland, OR) by Dec. 14th.
  3. USAgencies will match each donation we collect, toy for toy (up to $500)!

Can’t make it to the branch to donate? Give us a call to donate cash towards a toy. We’ll pick one up for you (and match it!).

Questions: info@usacu.org | (503) 275-0300

4 Tips for Preventing Identity Theft During the Holiday

With the help from our friends at cuinsight.com

Some people love taking what doesn’t belong to them. During the holidays this year, be extra careful to make sure that you’re keeping your finances safe from questionable individuals. Here are four tips for protecting your identity during the holiday season.

1. Keep an eye on your credit report. If checking your credit report isn’t something you do regularly, you should change that. If a thief opens an account in your name, this will be an easy red flag to detect. Although it may be a hassle, there are a few sites that provide free credit reports. Do some research and find the one that best suits your needs.

2. Don’t toss it, shred it. When you take your garbage out each week, make sure you are not throwing away that a fraudster could find valuable. Anything that contains account numbers, banking information, or social security numbers would be highly desirable to a thief. Make sure you anything you are not sure of gets put in a shredder before the trash can. Don’t have a shredder? We provide a secure and free shred bin in the lobby of USAgencies Credit Union for all our members! Bring your shred down during business hours, and we are happy to help you safely dispose of documents.

3.Be cautious online. Cybercriminals can get your information a few ways, one of which is phishing. Phishing is when cybercriminals defraud you of sensitive information by posing as a legitimate company that you trust. Don’t click a link in an email that is asking you for personal information. Anything that looks fishy should be verified with the company first. Also, make sure you are not doing sensitive activities like logging into your credit union account from a coffee shop’s unsecured Wi-Fi. Stay up to date with current Fraud Schemes by visiting our dedicated page on our website, designed to keep our members aware.

4.Update your passwords. Password is not a password. Winter123 isn’t either. It is time to make better passwords. Think of a phrase or question like, “How long would it take me to walk 500 miles?” Then use the initials, symbols, and numbers to create your password. That would look like this :”Hlwittw500m?” No one can guess that one. According to howsecureismypassword.net, it would take a computer 63 Thousand years to crack that password.


Questions? Connect with us at 503.275.0300 option 3 or visit us at www.usacu.org

How the Grinch Steals From the Elderly

From our friends at CUinsight.com

As many plan how to get the best holiday deals, thieves also plotting how to exploit the elderly.

According to the Better Business Bureau, seniors are the most targeted demographic for scams and fraud. They range from money transfer and cash for gift card requests, to being named a sweepstakes winner. Efforts particularly ramp up leading into the holidays.

As we head into the holidays, be on alert for a few of these BBB top senior scams. Please share this article with your parents, grandparents or a vulnerable friend or neighbor.

Free trials: Often these pop-up online with promises of a “free trial” asking consumers to provide credit card information “simply to cover shipping fees.” Unfortunately, that leads to unsuspecting victims being charged for products that are part of a program they “enrolled” in. Trying to cancel is often a nightmare.

Charity scams: With so many natural disasters in 2018, who wouldn’t want to open their wallet to help? Retirees have available savings, big hearts and it can be hard to distinguish legitimate causes. Do your research and ask as many questions as possible. Research sites like give.org to see if a charity site is real. Don’t respond to charity solicitations on the phone until you do your homework.

Fake websites: Make sure the website is secure and legit. Scammers have gotten very sophisticated in creating sites that piggyback off the reputation and name of well-known companies. If it’s the first time you are buying from a particular website, check with BBB before sharing any credit card information.

Family emergency scams:  The scammers claim to be calling on behalf of a family member who has been arrested or in an accident. They play on grandparents’ emotions to ask for money to be sent quickly. Don’t be quick to give any financial information or commitment over the phone. After hanging up, reach out to your loved ones to find out if the emergency actually happened.


We want our members to be aware of fraud schemes are out there. Stay up to date with and how to keep safe by visiting our dedicated Fraud Schemes page on our USAgencies Credit Union web page. Questions? Connect with us at 503-275-0300 Option 3 or visit us at our branch at 95 SW Taylor St., Portland, OR 97204.

International Credit Union Day!

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.


Join us at our branch at 95 SW Taylor St., Portland, OR 97204 on Thursday Oct.18 to celebrate International Union Day by enjoying some treats! Questions? Connect with us.

Letter from the CEO: We’re all ears!

All good things must come to an end…and be replaced with something way better!

You may have noticed a few changes around here lately. Not only did we redesign our website with a fresh new look, but we also upgraded our Online and Mobile Banking solutions. We are very excited to bring you these enhancements to give you easier access to your accounts, and smarter technologies that will give you an even better banking experience!

Some of these new features include the ability to customize your accounts in Online Banking by hiding and sorting your accounts any way you like – creating an online banking experience of your own. We also introduced our new Money Management tool that will help you track your budget and spending, as well as giving you valuable insights about your finances – ensuring you are in control of your financial life.

This time last year, we received valuable input from our members who expressed interest in having access to Financial Advisory Services here at USAgencies Credit Union. Which is why we are excited to announce we have partnered with Michael Volk of KMS Financial Services, Inc. to offer investment services and financial planning to our members. Michael shares our member centric values and has been working with credit unions since 2003. This fall Michael will have a presence in our branch and will be available to members.

Your input has provided us valuable information and direction on how we can serve you better. Meanwhile, USAgencies Credit Union will continue to strive towards our mission – To provide solutions to improve each member’s financial life, in the years ahead.

Jim Lumpkin, President/CEO, USACU
Jim Lumpkin
President/CEO
USAgencies Credit Union

 

 

 

The Northwest’s Largest RV Show is Coming!

Starting September 13th and running through September 16th at the Portland Expo Center, the Northwest’s largest RV show will be celebrating its 35th year. This years show promises to be bigger and better than ever, and will bring you over a hundred of motorhomes, 5th wheels, travel trailers in all sizes, tent trailers and more!

There will be over 20 dealers displaying their top brands in the business, giving you access to shop for hours. There is no other show in this region that brings you a more exclusive experience with so many dealers, brands and RV’s in one location.

The Show hours are as follows:

Thursday, Sept. 13 11am – 8pm

Friday, Sept. 14: 11am – 8pm

Saturday, Sept. 15 : 10am -8pm

Sunday, Sept. 16: 10am – 6pm

General Admission is $10 for adults ( this does not include parking ). Children 12 and under are FREE! You can also save $10 when you are purchasing two tickets. Download the coupon HERE!


Don’t forget to connect with us prior to get pre-approved for your new RV today! You can speak with one of our Loan Specialists at 503-275-0300 Option 2, or by stopping by the branch.