Tag Archives: portland

Holiday Lights in Portland

Lights are going up around the city of Portland and surrounding areas, which can only mean one thing – the holidays are upon us! It is time to layer on those jackets and scarves, and celebrate with your loved ones. Portland and beyond has several classic light displays that are great for continuing, or starting, family traditions. We have compiled a list of family ( and wallet ) friendly places to experience this holiday season to help keep you within your budget.

Fantasy Trail at Wenzel Family Farm

Take a Christmas walk through a lighted, wooded “Fantasy Trail”, decorated with thousands of lights for Christmas enchantment. The trail includes a 40 ft castle with Christmas scenes, a maze, crooked house, suspension bridge and more. You can also warm up by the nightly bonfires, with a warm cup of hot chocolate.

The Grotto’s Christmas Festival of Lights

with sights, sounds and sensations for the holiday season, The Grotto’s Christmas Festival of Lights is the largest Christmas choral festival in the world. Five indoor concerts are schedule each evening. The fun doesn’t end there ; the Grotto’s plaza area also includes outdoor caroling, puppet shoes and a live petting zoo.

Peacock Lane

Each house on this quaint SE block has been decorating their Tudor style homes for decades. Adorned with beautiful lights, nativity scenes and more, this Portland tradition always brings in a crowd.

Winter Wonderland at Portland International Raceway

There are glimmers and glows around every corner as you journey through the Winter Wonderland. With over 250 color light pieces, and many fully animated scenes this will not disappoint. Even better? It is all done from the comfort ( and warmth! ) from your own vehicle.

Miracle of a Million Lights

Head to the decorated 2.5 acres of a million plus twinkling lights! As you tour the house, you will set your eyes on over 20 uniquely decorated trees, with elaborate decorations. Enjoy some of their homemade apple cider, cookies, live music, and Santa! There is something fun and festive around every corner, and you will not be disappointed.

Christmas Ship Parade

Over the course of 15, a fleet of Christmas Ships will set sail on the Willamette River and Columbia River. Bundle up, grab your thermos and pick your spot to watch the beautiful boats float by!

 

 

 

 

4 Tips for Preventing Identity Theft During the Holiday

With the help from our friends at cuinsight.com

Some people love taking what doesn’t belong to them. During the holidays this year, be extra careful to make sure that you’re keeping your finances safe from questionable individuals. Here are four tips for protecting your identity during the holiday season.

1. Keep an eye on your credit report. If checking your credit report isn’t something you do regularly, you should change that. If a thief opens an account in your name, this will be an easy red flag to detect. Although it may be a hassle, there are a few sites that provide free credit reports. Do some research and find the one that best suits your needs.

2. Don’t toss it, shred it. When you take your garbage out each week, make sure you are not throwing away that a fraudster could find valuable. Anything that contains account numbers, banking information, or social security numbers would be highly desirable to a thief. Make sure you anything you are not sure of gets put in a shredder before the trash can. Don’t have a shredder? We provide a secure and free shred bin in the lobby of USAgencies Credit Union for all our members! Bring your shred down during business hours, and we are happy to help you safely dispose of documents.

3.Be cautious online. Cybercriminals can get your information a few ways, one of which is phishing. Phishing is when cybercriminals defraud you of sensitive information by posing as a legitimate company that you trust. Don’t click a link in an email that is asking you for personal information. Anything that looks fishy should be verified with the company first. Also, make sure you are not doing sensitive activities like logging into your credit union account from a coffee shop’s unsecured Wi-Fi. Stay up to date with current Fraud Schemes by visiting our dedicated page on our website, designed to keep our members aware.

4.Update your passwords. Password is not a password. Winter123 isn’t either. It is time to make better passwords. Think of a phrase or question like, “How long would it take me to walk 500 miles?” Then use the initials, symbols, and numbers to create your password. That would look like this :”Hlwittw500m?” No one can guess that one. According to howsecureismypassword.net, it would take a computer 63 Thousand years to crack that password.


Questions? Connect with us at 503.275.0300 option 3 or visit us at www.usacu.org

International Credit Union Day!

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.


Join us at our branch at 95 SW Taylor St., Portland, OR 97204 on Thursday Oct.18 to celebrate International Union Day by enjoying some treats! Questions? Connect with us.

Reasons to Make Home Improvements

Have you been asking yourself, “To renovate, or not to renovate?”, lately? We don’t mean quick weekend projects like painting a few walls or staining the deck. We are talking about renovating entire bathrooms and kitchens, or getting a new roof. Committing to those types of renovations are major decisions, and involve a lot of time, money, mess and often times stress, which is why it can be a tough decision making the commitment.

Which is why we have put together a few reasons to potentially help you decide if the time is now.

Reasons to make home improvements

Functionality : Something may not be broken, but, you know it could function a lot better. A more open layout might help with space for your growing family.  A deck would really add better backyard space. Even a third bathroom will make life that much easier for the household.

Efficiency: These improvements on our homes sometimes can’t be seen, but are necessary. Things like new windows, to a new furnace, or some plumbing upgrades. In the long run these improvements will end up saving you money, help conserve energy and help with the value of your home.

Safety: If there are any safety issues in or outside your home, it needs to be addressed. Whether its the roof,  mold or electrical, these are the types of projects that cannot be put off. They need to be repaired not only for the integrity  of your home, but also for the safety of your family.

So whether you are about to get that new roof, or replace your windows, with a some planning, home renovations do not have to be a major inconvenience and stressor. Do your homework, and plan financially, and before you know it you will see the projects unfold before your eyes and it will be exciting, and worth it all.


Looking for your next inspiration? Don’t miss the Portland Fall Home Show at the Portland Expo Center Oct. 4 -7. Connect with our Loan Specialists to talk about your financing options for your next project with our 24-hour Lending Center by calling 503-275-0300 Option 2.

The Northwest’s Largest RV Show is Coming!

Starting September 13th and running through September 16th at the Portland Expo Center, the Northwest’s largest RV show will be celebrating its 35th year. This years show promises to be bigger and better than ever, and will bring you over a hundred of motorhomes, 5th wheels, travel trailers in all sizes, tent trailers and more!

There will be over 20 dealers displaying their top brands in the business, giving you access to shop for hours. There is no other show in this region that brings you a more exclusive experience with so many dealers, brands and RV’s in one location.

The Show hours are as follows:

Thursday, Sept. 13 11am – 8pm

Friday, Sept. 14: 11am – 8pm

Saturday, Sept. 15 : 10am -8pm

Sunday, Sept. 16: 10am – 6pm

General Admission is $10 for adults ( this does not include parking ). Children 12 and under are FREE! You can also save $10 when you are purchasing two tickets. Download the coupon HERE!


Don’t forget to connect with us prior to get pre-approved for your new RV today! You can speak with one of our Loan Specialists at 503-275-0300 Option 2, or by stopping by the branch.

 

 

 

 

Save the Date : New Website, Online and Mobile Banking coming 08.21

In our efforts to bring you the best possible online and mobile banking experience, we are upgrading our Website, Online and Mobile Banking solutions. The new system will be available August 21, 2018 for an even better banking experience!

Here are a few of the new features and enhancements:

  • The New Online Banking system will feature innovative solutions. This includes tools that allow you to track your spending habits, set a budget, create goals and more.
  • The New Mobile Banking will feature Fingerprint ID login on mobile devices, Bill Pay and more.
  • Customization of your new Online Banking will allow you to hide, show, and sort accounts any way you want, giving you full control of how you want to view your accounts within the new Online Banking system.
  • Text Message Banking is coming and it will allow you to get quick account information via any mobile device.
  • Live Chat will now be available during business hours giving you more ways to get in touch with us! Our live chat feature is available in both Online and Mobile Banking.

What steps should you take now to get prepared for the upgrade?

  • You will need to register for the new system, so make sure you know your member number.
  • Make sure that we have your current contact information. This includes your address, phone number and email. We want to make sure you do not miss any important reminders or notifications we will be sending out in the coming weeks leading up to the launch!
  • Bill Pay access will be unavailable from 08.17 to 08.20. Your scheduled bill payments and transfers will continue as usual during this. Be sure to make any necessary changes prior to 08.17.

Want to stay updated? Bookmark our Save the Date webpage as we will update the information periodically to keep you informed. Do not hesitate to contact us with any questions!

Free Summer Activities in Portland

Having fun in Portland doesn’t have to cost a lot a money. In fact, it can cost nothing at all! Whether you are on a budget, or just love a good deal, getting out and enjoying the city shouldn’t give you spenders remorse. Which is why we have compiled a list of FREE things to do in Portland!

1. Concerts in the Park– A tradition for over 110 years hosted by Portland Parks and Recreation provides concerts and entertainment for all ages to enjoy, all throughout the summer.

2. Swimming – Several of the outdoor public pools in Portland have hours where anyone can cool off without paying an admission fee. Check out all the locations, and stay cool this summer.

3. Crystal Springs Rhododendron Garden– With over 2,500 rhododendron, azaleas, companion plants and wild life, the garden is a site to see. Every Monday there is no admission fee, and children under 12 are free every day of the week.

4. Shakespeare in the Parks – Take in A Midsummer Night’s Dream brought to you by the Portland Actors Ensemble. Starting July 26th and going through September 1st, there are free shows all over Portland, and all ages are welcome to come and enjoy.

5. Washington Park Summer Festival – See three full nights of free music, dance and park take in hands-on art activities among the roses at the International Rose Test Garden Amphitheater.

6. Mills End Park-Located in the median on Southwest Naito Parkway and Taylor Street and just measuring in at 24 inches in diameter, this is the world’s smallest park. Even better, it is around the corner from USAgencies Credit Union! Visit the park, and stop in and say Hi!

7. Powell’s City of Book’s – Get a coffee, grab your map and begin cruising the aisles at the largest independent new and used bookstore in the world.

8. Portland Festival Symphony– From Vivaldi through Mozart to Beethoven, the Portland Festival Symphony is bringing live art to your favorite neighborhood parks all summer long.

9. Alberta Street Fair– The 21st Annual Alberta Street Fair is Saturday August 11th with activities and events showcasing the best of the Alberta Street community. Head over for a day full of fun and sun!

10, Adult Soapbox Derby – Once a year a brave group of racers come together at Mt. Tabor to race down a closed course in hand-built cars. Since this event is fast moving, be sure to check out their event page for their safety tips to keep everyone safe.


Don’t forget that visiting your Credit Union is free too! We are open Monday, Tuesday, Thursday and Friday from 8:30am – 5pm, and Wednesdays from 10:00am – 5:00pm. Bring a friend with you, and when they open their membership, you can each earn $25!*

 

*To qualify for $25, new member must be 18 years or older, and must add a checking account, monthly direct deposit (at least $250), online banking and eStatements within 60 days of joining, and account must be in good standing. New member must meet requirements for referring member to qualify for $25 bonus. Referring member must also be in good standing at time of bonus. No limit to number of referrals member can make. $25 will be deposited into savings account on first business day of the month, 60 days from account opening (if qualifications are met). Earnings reported on form 1099-INT as required. Program may change or cancel without notice.