Tag Archives: portland

International Credit Union Day!

October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.


Join us at our branch at 95 SW Taylor St., Portland, OR 97204 on Thursday Oct.18 to celebrate International Union Day by enjoying some treats! Questions? Connect with us.

Reasons to Make Home Improvements

Have you been asking yourself, “To renovate, or not to renovate?”, lately? We don’t mean quick weekend projects like painting a few walls or staining the deck. We are talking about renovating entire bathrooms and kitchens, or getting a new roof. Committing to those types of renovations are major decisions, and involve a lot of time, money, mess and often times stress, which is why it can be a tough decision making the commitment.

Which is why we have put together a few reasons to potentially help you decide if the time is now.

Reasons to make home improvements

Functionality : Something may not be broken, but, you know it could function a lot better. A more open layout might help with space for your growing family.  A deck would really add better backyard space. Even a third bathroom will make life that much easier for the household.

Efficiency: These improvements on our homes sometimes can’t be seen, but are necessary. Things like new windows, to a new furnace, or some plumbing upgrades. In the long run these improvements will end up saving you money, help conserve energy and help with the value of your home.

Safety: If there are any safety issues in or outside your home, it needs to be addressed. Whether its the roof,  mold or electrical, these are the types of projects that cannot be put off. They need to be repaired not only for the integrity  of your home, but also for the safety of your family.

So whether you are about to get that new roof, or replace your windows, with a some planning, home renovations do not have to be a major inconvenience and stressor. Do your homework, and plan financially, and before you know it you will see the projects unfold before your eyes and it will be exciting, and worth it all.


Looking for your next inspiration? Don’t miss the Portland Fall Home Show at the Portland Expo Center Oct. 4 -7. Connect with our Loan Specialists to talk about your financing options for your next project with our 24-hour Lending Center by calling 503-275-0300 Option 2.

The Northwest’s Largest RV Show is Coming!

Starting September 13th and running through September 16th at the Portland Expo Center, the Northwest’s largest RV show will be celebrating its 35th year. This years show promises to be bigger and better than ever, and will bring you over a hundred of motorhomes, 5th wheels, travel trailers in all sizes, tent trailers and more!

There will be over 20 dealers displaying their top brands in the business, giving you access to shop for hours. There is no other show in this region that brings you a more exclusive experience with so many dealers, brands and RV’s in one location.

The Show hours are as follows:

Thursday, Sept. 13 11am – 8pm

Friday, Sept. 14: 11am – 8pm

Saturday, Sept. 15 : 10am -8pm

Sunday, Sept. 16: 10am – 6pm

General Admission is $10 for adults ( this does not include parking ). Children 12 and under are FREE! You can also save $10 when you are purchasing two tickets. Download the coupon HERE!


Don’t forget to connect with us prior to get pre-approved for your new RV today! You can speak with one of our Loan Specialists at 503-275-0300 Option 2, or by stopping by the branch.

 

 

 

 

Save the Date : New Website, Online and Mobile Banking coming 08.21

In our efforts to bring you the best possible online and mobile banking experience, we are upgrading our Website, Online and Mobile Banking solutions. The new system will be available August 21, 2018 for an even better banking experience!

Here are a few of the new features and enhancements:

  • The New Online Banking system will feature innovative solutions. This includes tools that allow you to track your spending habits, set a budget, create goals and more.
  • The New Mobile Banking will feature Fingerprint ID login on mobile devices, Bill Pay and more.
  • Customization of your new Online Banking will allow you to hide, show, and sort accounts any way you want, giving you full control of how you want to view your accounts within the new Online Banking system.
  • Text Message Banking is coming and it will allow you to get quick account information via any mobile device.
  • Live Chat will now be available during business hours giving you more ways to get in touch with us! Our live chat feature is available in both Online and Mobile Banking.

What steps should you take now to get prepared for the upgrade?

  • You will need to register for the new system, so make sure you know your member number.
  • Make sure that we have your current contact information. This includes your address, phone number and email. We want to make sure you do not miss any important reminders or notifications we will be sending out in the coming weeks leading up to the launch!
  • Bill Pay access will be unavailable from 08.17 to 08.20. Your scheduled bill payments and transfers will continue as usual during this. Be sure to make any necessary changes prior to 08.17.

Want to stay updated? Bookmark our Save the Date webpage as we will update the information periodically to keep you informed. Do not hesitate to contact us with any questions!

Free Summer Activities in Portland

Having fun in Portland doesn’t have to cost a lot a money. In fact, it can cost nothing at all! Whether you are on a budget, or just love a good deal, getting out and enjoying the city shouldn’t give you spenders remorse. Which is why we have compiled a list of FREE things to do in Portland!

1. Concerts in the Park– A tradition for over 110 years hosted by Portland Parks and Recreation provides concerts and entertainment for all ages to enjoy, all throughout the summer.

2. Swimming – Several of the outdoor public pools in Portland have hours where anyone can cool off without paying an admission fee. Check out all the locations, and stay cool this summer.

3. Crystal Springs Rhododendron Garden– With over 2,500 rhododendron, azaleas, companion plants and wild life, the garden is a site to see. Every Monday there is no admission fee, and children under 12 are free every day of the week.

4. Shakespeare in the Parks – Take in A Midsummer Night’s Dream brought to you by the Portland Actors Ensemble. Starting July 26th and going through September 1st, there are free shows all over Portland, and all ages are welcome to come and enjoy.

5. Washington Park Summer Festival – See three full nights of free music, dance and park take in hands-on art activities among the roses at the International Rose Test Garden Amphitheater.

6. Mills End Park-Located in the median on Southwest Naito Parkway and Taylor Street and just measuring in at 24 inches in diameter, this is the world’s smallest park. Even better, it is around the corner from USAgencies Credit Union! Visit the park, and stop in and say Hi!

7. Powell’s City of Book’s – Get a coffee, grab your map and begin cruising the aisles at the largest independent new and used bookstore in the world.

8. Portland Festival Symphony– From Vivaldi through Mozart to Beethoven, the Portland Festival Symphony is bringing live art to your favorite neighborhood parks all summer long.

9. Alberta Street Fair– The 21st Annual Alberta Street Fair is Saturday August 11th with activities and events showcasing the best of the Alberta Street community. Head over for a day full of fun and sun!

10, Adult Soapbox Derby – Once a year a brave group of racers come together at Mt. Tabor to race down a closed course in hand-built cars. Since this event is fast moving, be sure to check out their event page for their safety tips to keep everyone safe.


Don’t forget that visiting your Credit Union is free too! We are open Monday, Tuesday, Thursday and Friday from 8:30am – 5pm, and Wednesdays from 10:00am – 5:00pm. Bring a friend with you, and when they open their membership, you can each earn $25!*

 

*To qualify for $25, new member must be 18 years or older, and must add a checking account, monthly direct deposit (at least $250), online banking and eStatements within 60 days of joining, and account must be in good standing. New member must meet requirements for referring member to qualify for $25 bonus. Referring member must also be in good standing at time of bonus. No limit to number of referrals member can make. $25 will be deposited into savings account on first business day of the month, 60 days from account opening (if qualifications are met). Earnings reported on form 1099-INT as required. Program may change or cancel without notice.

July is CULAC Month!

In Collaboration with our friends at the Northwest Credit Union Association.

July is here, and that means credit unions across the country are putting their Credit Union Legislative Action Council ( CULAC ) fundraising efforts into overdrive for CULAC Month. July is an important awareness month and helps build fundraising momentum. CULAC is the Credit Union National Association’s (CUNA) political action committee.

Raising funds for CULAC is essential, as the Credit Union Movement thrives when legislators understand the credit union difference. With constant threats to credit unions’ tax-exempt status and ever increasing regulatory burdens, it’s critical that we elect U. S. Senators and Representatives who support credit unions’ not-for-profit, cooperative, members-first mission.

Here at USAgencies Credit Union, we wanted to bring you information about CULAC to you, because as a member owned cooperative, we are here solely to serve our members, and CULAC helps us continue to do that. Here are some specifics about CULAC and what it does, and why it is important.

What is CULAC?

The Credit Union Legislative Action Council (CULAC) is a vehicle through which a credit union advocate can actively participate in advancing the future of the credit union industry. In contributing to CULAC—the political action committee (PAC) of the Credit Union National Association—you are making an investment in the future of your credit union and every credit union across the country.

CULAC’s purpose is to provide the opportunity for individuals interested in the future of the credit union movement to contribute to the support of worthy candidates for federal office who believe, and have demonstrated their belief, in the principles to which the industry is dedicated.

Why do people donate?

Legislative and regulatory decisions are being made every day in Washington that affect the ability of your credit union to serve its members. By contributing to CULAC, you are joining thousands of credit union members and employees nationwide to ensure that credit unions have a voice on Capitol Hill when those decisions are made.

Where does the money go?

All contributions are  put to use by helping elect candidates who understand the credit union difference and who will fight to ensure that credit unions remain the best financial services option for consumers. CULAC is among the most bipartisan PACs in Washington and bases its candidate support decisions strictly on support of credit unions without regard to party affiliation. CUNA and the state leagues work together. As a federal PAC, CULAC can only make contributions to support election of federal candidates. That includes members of the U.S. Senate and House of Representatives. CULAC supports Republicans and Democrats, with contributions equally split 50/50 between each party, making it one of the most bipartisan PACs in the nation.


Questions? Head over to CUNA’s CULAC webpage  for more information.

Contributions to CULAC are not tax deductible. Individuals who are associated with CUNA’s state credit union leagues or with CUNA-affiliated credit unions that have signed a permission agreement with their leagues are eligible to participate in CULAC. All contributions to CULAC are strictly voluntary and will be used for political purposes. You have the right to refuse to contribute without any reprisal.

 

Get More Treats with the VISA Platinum Rewards Card

With so many possible rewards cards on the market, it is hard to determine which one is going to be the best for your financial life.  The choices are endless and we know it is important that you make the right choice. That is why we are here to give you some information about our VISA® Platinum Rewards Credit Card. 

Rewards

Earn a point for every dollar you spend using your VISA® Platinum Rewards Credit Card.  You can redeem your points for travel, product discounts here at USAgencies, as well as merchandise.  You earn while you spend!

Charitable Giving

Being connected and serving our community is a major focus here at USAgencies Credit Union. That is why each year we invest 5% of the net income from our VISA® Platinum Rewards Credit Card.  back into our neighborhoods.

Travel and Emergency Assistance

Traveling can come with a lot of uncertainties, which is why it is always important to be prepared. Using a credit card that helps with emergency assistance, car rental insurance and lost luggage can bring you peace of mind while traveling. Our VISA® Platinum Rewards Credit Card.  has all those additional benefits and more.

Low Interest Rate and Less Fees

Part of the structure of a credit union is that we are not-for-profit, and by standing by those values, we are able to give back to our members with fewer fees and better interest rates. This is no exception when it comes to the VISA® Platinum Rewards Credit Card. . With a competitive low rate, no cash advance fee, a low late fee and more, this card is designed to save you money.


Get a VISA® Platinum Rewards Credit Card with us this July, and your annual fee is on us – FOR LIFE*. Ready to start your application today? Connect with us by calling 503.275.0300 Option 2 to speak with Loan Specialist today. Don’t forget to ask them about our current