Tag Archives: oregon

4 Tips for Preventing Identity Theft During the Holiday

With the help from our friends at cuinsight.com

Some people love taking what doesn’t belong to them. During the holidays this year, be extra careful to make sure that you’re keeping your finances safe from questionable individuals. Here are four tips for protecting your identity during the holiday season.

1. Keep an eye on your credit report. If checking your credit report isn’t something you do regularly, you should change that. If a thief opens an account in your name, this will be an easy red flag to detect. Although it may be a hassle, there are a few sites that provide free credit reports. Do some research and find the one that best suits your needs.

2. Don’t toss it, shred it. When you take your garbage out each week, make sure you are not throwing away that a fraudster could find valuable. Anything that contains account numbers, banking information, or social security numbers would be highly desirable to a thief. Make sure you anything you are not sure of gets put in a shredder before the trash can. Don’t have a shredder? We provide a secure and free shred bin in the lobby of USAgencies Credit Union for all our members! Bring your shred down during business hours, and we are happy to help you safely dispose of documents.

3.Be cautious online. Cybercriminals can get your information a few ways, one of which is phishing. Phishing is when cybercriminals defraud you of sensitive information by posing as a legitimate company that you trust. Don’t click a link in an email that is asking you for personal information. Anything that looks fishy should be verified with the company first. Also, make sure you are not doing sensitive activities like logging into your credit union account from a coffee shop’s unsecured Wi-Fi. Stay up to date with current Fraud Schemes by visiting our dedicated page on our website, designed to keep our members aware.

4.Update your passwords. Password is not a password. Winter123 isn’t either. It is time to make better passwords. Think of a phrase or question like, “How long would it take me to walk 500 miles?” Then use the initials, symbols, and numbers to create your password. That would look like this :”Hlwittw500m?” No one can guess that one. According to howsecureismypassword.net, it would take a computer 63 Thousand years to crack that password.


Questions? Connect with us at 503.275.0300 option 3 or visit us at www.usacu.org

Free Summer Activities in Portland

Having fun in Portland doesn’t have to cost a lot a money. In fact, it can cost nothing at all! Whether you are on a budget, or just love a good deal, getting out and enjoying the city shouldn’t give you spenders remorse. Which is why we have compiled a list of FREE things to do in Portland!

1. Concerts in the Park– A tradition for over 110 years hosted by Portland Parks and Recreation provides concerts and entertainment for all ages to enjoy, all throughout the summer.

2. Swimming – Several of the outdoor public pools in Portland have hours where anyone can cool off without paying an admission fee. Check out all the locations, and stay cool this summer.

3. Crystal Springs Rhododendron Garden– With over 2,500 rhododendron, azaleas, companion plants and wild life, the garden is a site to see. Every Monday there is no admission fee, and children under 12 are free every day of the week.

4. Shakespeare in the Parks – Take in A Midsummer Night’s Dream brought to you by the Portland Actors Ensemble. Starting July 26th and going through September 1st, there are free shows all over Portland, and all ages are welcome to come and enjoy.

5. Washington Park Summer Festival – See three full nights of free music, dance and park take in hands-on art activities among the roses at the International Rose Test Garden Amphitheater.

6. Mills End Park-Located in the median on Southwest Naito Parkway and Taylor Street and just measuring in at 24 inches in diameter, this is the world’s smallest park. Even better, it is around the corner from USAgencies Credit Union! Visit the park, and stop in and say Hi!

7. Powell’s City of Book’s – Get a coffee, grab your map and begin cruising the aisles at the largest independent new and used bookstore in the world.

8. Portland Festival Symphony– From Vivaldi through Mozart to Beethoven, the Portland Festival Symphony is bringing live art to your favorite neighborhood parks all summer long.

9. Alberta Street Fair– The 21st Annual Alberta Street Fair is Saturday August 11th with activities and events showcasing the best of the Alberta Street community. Head over for a day full of fun and sun!

10, Adult Soapbox Derby – Once a year a brave group of racers come together at Mt. Tabor to race down a closed course in hand-built cars. Since this event is fast moving, be sure to check out their event page for their safety tips to keep everyone safe.


Don’t forget that visiting your Credit Union is free too! We are open Monday, Tuesday, Thursday and Friday from 8:30am – 5pm, and Wednesdays from 10:00am – 5:00pm. Bring a friend with you, and when they open their membership, you can each earn $25!*

 

*To qualify for $25, new member must be 18 years or older, and must add a checking account, monthly direct deposit (at least $250), online banking and eStatements within 60 days of joining, and account must be in good standing. New member must meet requirements for referring member to qualify for $25 bonus. Referring member must also be in good standing at time of bonus. No limit to number of referrals member can make. $25 will be deposited into savings account on first business day of the month, 60 days from account opening (if qualifications are met). Earnings reported on form 1099-INT as required. Program may change or cancel without notice.

Top Boating Spots in Oregon

Brought to you by our friends at getmyboat.com

When it comes to boating in the Pacific Northwest, many people first think of Washington or southeast Alaska. As both of them have extensive inland seas with protected saltwater islands and peninsulas to explore, this makes a lot of sense. However, the state of Oregon also has a number of excellent boating opportunities that are well worth the trip. The state’s climate tends to be a little sunnier and warmer in the summer than its neighbors to the north. One important difference between boating in Washington and Alaska versus Oregon is that the boats are either coastal or freshwater. Another interesting difference is that many of the best lakes here are at altitudes of 5,000 feet and higher, and a few of them are even formed as extinct volcanoes. This can mean a more difficult trip to transport a boat, but it also means more isolated and pristine boating once you arrive. Here is a look at some of the best boating lakes and rivers to discover in Oregon.

Boating the Columbia River

There are many reasons to follow the historic footsteps of Lewis and Clark down this large river that serves as the border between Oregon and Washington. There is beauty and ample opportunity for all kinds of boating here, as freighters, sailboats, ski boats, fishing trawlers, and stand-up paddleboards are frequently seen upon the same stretch of river. There are a few important things to know about the Columbia, however, to boat well:

  • Winds: The winds here can be fierce, particularly in the regions of the river that form a wide gorge beneath the plateaued banks. The view of cut sandstone is beautiful, but this geologic form causes a huge wind tunnel. Sailors should take note that mid-September to late March has prevailing easterlies, which can gust up to 40 milers per hour, and the spring and summer have westerlies which will die for a portion of every day and require motoring.
  • Locks: The Columbia is marked by several dams that require lock passage. The good news with this is that the lock locations are usually great areas to find marinas and other amenities for purchase on a long passage.
  • Current: The wider, lower sections of the Columbia only have a current of 1-2 knots, but regions and rainfall can bring it up to six. The good news about river travel is that there is usually a slack or countercurrent region of the river that can make passage less stressful. It is okay to wander toward the riverbanks looking for an easier route, provided you watch your depth sounders.

Crater Lake

Though boating here is somewhat limited by access, it is known as one of the most beautiful locations on the planet and well worth the trip. Crater Lake is the site of an extinct volcano, and offers views of high mountain peaks reflected in perfect glassy waters. The new baby volcano cone serves as an island in the middle of the water and is great to explore. Crater Lake is open for fishing as well, with proper licensing. If you do not bring a boat with you, rentals of small watercraft like kayaks and canoes are available, as well as chartered boat tours. Just hold on to your stuff, for if you drop something in the nearly 2,000 foot deep water, you are unlikely to get it back.

Snake River/Hells Canyon

Though the Grand Canyon gets all of the press when it comes to size, Hells Canyon has it beat when it comes to depth. The best place to enter is near the Hells Canyon Dam in Oxbow, Oregon. You will find a marina, jet boat tours, and fishing boat charters and rentals here, as well as a boat launch. The water here is not placid, and is home to a number of whitewater and other excursions. The bottom can be unpredictable, so it is always a good idea to speak with a local expert before putting your boat in the water here. If the water tables are too low or high, it may not be the right time for anyone but the most experienced captain. If you have your heart set on boating, however, the shores are full of experienced captains ready to share the beauty of this extreme canyon with you.

Diamond Lake

This stocked fishing lake is near Crater Lake and has a number of resorts along its shores. Though once disparaged because of a high level of trash fish, the lake has been undergoing a lot of restoration and is back to a main population of rainbow trout once again. Five separate boat launches are available along the lakeshore, along with several hundred campsites and three fish cleaning stations. In addition to fishing, campers here enjoy tubing, jet skiing, swimming, waterskiing, and other water sports. This is a favorite location for four-season vacation lake cabins, as Diamond Lake is also very popular for winter and ice sports.

Crescent Lake

Not to be confused with Lake Crescent in Washington’s Olympic National Park, Crescent Lake is located near the towns of Eugene and Bend. It is a great location for canoeing, kayaking, and small watercraft boating and fishing. Several campsites in the Deschutes National Forest section of the lake are available and offer great places to stay, or you can go to one of the private resorts or cabin rentals. If you do not want to trailer your own boat into the mountains to get here, there are several boat rental locations and marinas.

Wallowa Lake

Wallowa Lake is another favorite for camping, small watercraft boating, fishing, and more. It is located near the region of Oregon known as little Switzerland for its architectural style and annual festivals. Those who prefer to camp in comfort will enjoy the large number of cabin rentals available in this area, which are offered year-round for both summer and winter sports.

Mt Hood National Forest Lakes

The lakes here are numerous and small, and known for camping, fishing, hiking, kayaking, canoeing, swimming, and more. They include Lake Trillium, Timothy Lake, Frog Lake, and Clear Lake. As Mount Hood is closer to larger cities like Portland, these lakes get a bit more traffic. However, not everyone who comes here is here for the boating. These lakes are notorious statewide as important mushroom picking habitat, and you will find many people with guidebooks and sacks looking to score lots of edible prizes along the shores. For those who love to forage and fish, this is an excellent location to gather everything you need for a campfire dinner of hand-caught trout and sautéed wild mushrooms.

No matter whether you love the mountain solitude or the busy river traffic, there is excellent boating to be found in Oregon. If you are traveling from out of the region, remember that the Pacific Northwest is very temperate. Always bring adequate layers – though the days may be in the 90s, the evenings can be in the high 40s, and rain is always possible. Your best choices are light, water wicking layers to stay comfortable here. Once you have arrived, it is easy to discover the extraordinary amount of natural  beauty to be seen and loved in Oregon, particularly by boat.


 Let us help you explore all Oregon boating has to offer with a  new boat during our Great Outdoor promotion happening now through June 30th! Connect with us by calling 503.275.0300 Option 2 to speak with one our loan specialists today. 

The Cherry Blossoms Are Here!

The cherry blossoms are here! So you know what that means? We are treated to a beautiful sight locals and tourists marvel in every spring. With the USAgencies branch located just a few blocks south, employees often spend their sunny spring lunch breaks under the pink canopies, enjoying the trees that line the south end of the Tom McCall Waterfront Park.

The 100 trees were gifted from the Japanese Grain Importers Association to Portland 28 years ago to pay tribute to the Japanese Americans that were sent to internment camps during World War II.  The trees were placed on the waterfront side of the Japanese American Historical Plaza.

Head down to the Waterfront before all the petals fall, to experience a Portland Spring favorite. And hey, while you are at it, pop into the USAgencies branch and say Hi!


USAgencies Credit Union is located at 95 SW Taylor St., Portland, OR 97204

Our First Two Winners!

We’re excited to congratulate USACU’s first two Save to Win monthly winners — Spencer C. & Jonathan C. Spencer and Jonathan each received prizes of $25 for their participation in the Save to Win program. For every $25 deposited into their Save to Win account, they earned one entry into the monthly, quarterly and annual prize drawings. They’re both looking forward to saving for more entries into next month’s drawings!

Save to Win, which has been featured in the Wall Street Journal, the New York Times, and on PBS and NPR, was developed by the Doorways to Dreams Fund, the Filene Research Institute and the Michigan Credit Union league. Michigan was the first state to offer the Save to Win program in 2009. Since then, several other states joined this prize-linked savings program, which include Connecticut, Indiana, Illinois, Nebraska, New York, North Carolina, Virginia and Washington & last month- Oregon. To date, the program has awarded more than $17 million in prizes and has helped credit union members save more than $100 million nationwide.

To learn more about Save to Win at USAgencies Credit Union, visit https://www.usacu.org/savetowin.

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Join Us : 79th Annual Meeting

Tuesday, June 16th in Portland, Oregon

Calling all members! It’s time to RSVP for the our 79th Annual Meeting.

Join Us As We Celebrate Another Year Of Serving You

Join us on Tuesday, June 16th at the World Trade Center, Building 2, learn about what’s happening at your credit union, enjoy a nice lunch, and perhaps win a prize!

Learn more and RSVP by June 10th!

We’ll see you there.