Tag Archives: newsletter

Bring the Credit Union to your Workplace

The benefits of membership at USAgencies run deep and make for a happier employee.

Whether you are a business owner looking for tools to improve your HR offerings, or you’re an employee who thinks you and your co-workers could benefit from some education, connect with us!

What We Offer:
New Employee Orientation: we can be a part of the onboarding process for new hires and even open accounts for them onsite.

Financial Newsletter: we can provide short article for publication in your employee communications with a focus on financial tips, upcoming promotions, and more.

Financial Education: free financial education seminars on a variety of topics such as “Understanding Your Credit Report,” “Social Security,” and many more.

How to Get Started:
Contact Kasey Rockwell, Director of Credit Union Relations at krockwell@usacu.org | (503) 275-0346

New Partnership : Auto Solution

Introducing Auto Solution, a new auto broker partner with 25 years of experience.

 

Who is Auto Solution?

Auto Solution is a vehicle-buying service for our members. They are dedicated to the elimination of any and all hassle in the auto-buying process.
What services do they offer?
  • New & used vehicle purchases
  • CarFax vehicle history service
  • Kelley Blue Book used car pricing
  • Member auto buying seminars, and much more!
How does the process work?
  1. Browse their investors at CUAUTOSOLUTION.COM or call (503) 238-2429. You’ll work with an auto buying expert who will learn about your needs and budget.
  2. Connect with a Lending Specialist at USAgencies to get pre-approved so you’re ready to purchase – (503) 275-0300 option 2 or LOANS@USACU.ORG.
  3. Auto Solution will locate the vehicle you want from its dealer network and call you back, often within just a few hours. They can negotiate the purchase price at or near dealer invoice or wholesale so you save!
  4. You’re new car is delivered right to your home or to USAgencies, whichever is most convenient for you.

5 Steps to Safeguard your Financial Data from Thieves

Most people leave a trail of data nearly everywhere they go.

Some of that data links to critical information, such as bank or credit card accounts. Hackers want access and are constantly deploying new tactics to steal that data from unsuspecting consumers.

You don’t have to make it easy for them. These five simple steps can help you protect your financial information from data thieves.

1 > Use Secured Networks and Websites
The majority of Americans shop online, and data thieves try to exploit that fact. You can help protect your bank and credit card accounts by sticking to secured websites, which typically include “https” in the Web address and display a locked padlock icon near the address. When using a wireless network outside your home or workplace, avoid making financial transactions unless the network is password protected.

2 > Beef Up Your Passwords
Make it harder for hackers to access your data by choosing complex passwords that include a mix of numbers, letters, and symbols. Steer clear of passwords that use personal information, such as your birth date or address, and avoid using the same password across multiple sites or accounts. Tools such as LastPass and PasswordBox will generate a random password for each site, store them securely, and automatically fill them when you log in to a site, so you only need to remember one password.

3 > Protect Your Phone
A stolen smartphone could be as risky to your finances as a stolen wallet, especially if you use mobile apps to manage your finances. So, while you’re strengthening the passwords you use online, consider doing the same on your phone. Some newer handsets are now equipped with fingerprint scanners, which could give you an added level of security if your phone is swiped.

4 > Be Smart at the ATM
Getting cash from an ATM is a fairly routine transaction. Many people insert their card, enter their personal identification number, or PIN, and take their money without giving it much thought. Doing so could put you and your money at risk, though. Before using a cash machine, check your surroundings, and the ATM’s card reader and PIN pad, for anything suspicious or unusual. If something seems amiss, it might be wise to find another machine.

5 > Upgrade to an EMV Card
Many card issuers are upping their security game by adding microprocessors to newly issued cards. Know as EMV chips, the devices create a unique code for each transaction with a given account, making it harder for hackers to steal your data or skim it from a card reader. Even if a hacker does get your account information, it’s virtually impossible to copy your card and its chip. EMV cards also require users to enter a PIN or give their signature to complete the purchase, adding a layer of security. (Note about EMV cards: USAgencies will be making the swith to EMV technology. Details coming soon!)

Despite taking every precaution, it’s possible your data could still be compromised. Use caution when doling out your account information, especially online or over the phone, and keep a close eye on your account and credit card statements. If you spot signs of a breach, alert your financial institution as soon as possible to help stop the fraud in its tracks.

Copyright 2015, NerdWallet

Drive Into Reading Spring Car Sale

 Get 1.00% APR off already low rates*

From March 1st – April 30th, get 1.00% APR off already low rates* with USAgencies when you purchase a vehicle from Enterprise Car Sales. As a bonus, we’ll donate $70 to SMART (Start Making a Reader Today). This will buy 1 year of SMART books for 2 children in their program!

 

To learn more about this sale and other ways to give to SMART, visit USACU.ORG/CARSALE.

07_CarSales_rbgVector_Centered

 

 

 


 

*APR = Annual Percentage Rate. 1.00% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 03/01/2015 – 04/30/2015. This offer cannot be combined with any other offer.

Save the Date : 79th Annual Meeting

Tuesday, June 16th, 2015

Calling all members – join us as we celebrate another year of serving you. We’ve reserved space at the World Trade Center, Building 2 (121 SW Salmon Street in Portland). Registration begins at 11:30am and the meeting will begin at 12pm. RSVP information will be provided as the date nears.

Online Highlight : MoneyMark

Worried about having more month at the end of your money? Take control, with MoneyMark.

What is MoneyMark?
MoneyMark is a Personal Financial Management tool inside Online Banking and in our Mobile App. It has the power to aggregate data from all your financial accounts (from USAgencies and other accounts too!) so you can see everything in one place.

 

3 Ways MoneyMark Can Help:
  • Spending Targets: track where your money goes. Once you know where exactly you’re spending, you can set goals to spend less and save more.
  • Cashflow Calendar: input your income and expenses so you can monitor cash availability from paycheck to paycheck.
  • Alerts: set alerts for when bills are due, how much you’ve spent in a certain areas, and more.
LEARN MORE ABOUT ONLINE AND MOBILE BANKING AT USACU. ORG/ONLINEBANKING.

Financial Literacy Month

April Seminars & Webinars

Increase your financial knowledge by joining us for our Financial Literacy Month of Feast&Forum financial seminars and webinars.

When:
  • Every Wednesday in April from noon – 1pm
Where:
  • Brown Bag Lunch at the Credit Union: 95 SW Taylor Street | Portland, OR 97204
  • Webinar: join us remotely, wherever you are!

Want to Sign Up?
RSVP by clicking the link below for the seminar or webinar you’d like to attend – just follow the steps when prompted and you’ll be all set! Or, you can RSVP to Kasey Rockwell at (503) 275-0346 – or – events@usacu.org.


 

April 1 – Investing Concerns in a Fragile Market
Take a deep dive into common investing mistakes and discuss the importance of asset allocation.

April 8 – Roth IRA
Learn the benefits of Roth IRAs and how they are different from Traditional IRAs; plus learn about the TSP option with a Roth.

April 15 – Understanding Retirement Plan Rollovers
We’ll cover rolling over 401(k)s, IRAs, TSP accounts, and others.

April 22 – Asset Allocation
Discussion on how to utilize asset allocation to work toward your short, mid, and long-term goals; plus we’ll look at TSP L-Funds.

April 29 – Transition to Retirement
Learn ten critical factors to help you plan for your retirement.