Tag Archives: loans

Fall Back in Love with your Home

Many of us reach a point where we begin to feel a little blah about our home, but moving is not always an option. Here are some tips on how you can get a “new” home without the moving truck.

Little changes can have a big impact
Painting walls, changing light fixtures and knobs, and adding curtains and plants can give your home a completely different look for only a few hundred dollars. Rearranging furniture, artwork, and knick-knacks can also freshen things up, and the only cost is a little time.

Expand
Converting an unfinished attic or basement can be a great way to get extra space at a fraction of the cost of building an addition. Adding a deck is another fairly simple way to increase your space. If you are hiring a contractor, be sure to get quotes from at least three and check their references.

Make the most of what you have
If expanding is not an option, you can still make your space seem bigger. Clean and throw away, donate, or sell anything you don’t need. If you have a little cash to spare, you can buy organizational tools, like shelves and hooks, and furniture that provides extra storage space, such as a coffee table or bed with drawers.

Need some extra funds to get started on one of the above projects?
Connect with a Loan Specialist and ask about our “Celebrate Summer” 12-12-12 Loan or if it’s a bigger project, a home equity could be an option – (800) 452-0915 option 2 | loans@usacu.org

Want more financial advice? As a benefit of belonging to USAgencies Credit Union, you have access to BALANCE, a free financial education and counseling service. Their certified counselors can answer your questions, review your credit report, and help you create a budget. Learn more about BALANCE.

 

Drive Into Reading Spring Car Sale

 Get 1.00% APR off already low rates*

From March 1st – April 30th, get 1.00% APR off already low rates* with USAgencies when you purchase a vehicle from Enterprise Car Sales. As a bonus, we’ll donate $70 to SMART (Start Making a Reader Today). This will buy 1 year of SMART books for 2 children in their program!

 

To learn more about this sale and other ways to give to SMART, visit USACU.ORG/CARSALE.

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*APR = Annual Percentage Rate. 1.00% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 03/01/2015 – 04/30/2015. This offer cannot be combined with any other offer.

Skip-a-Payment

And benefit local kids

Take a much needed break from your loan or loans at USAgencies this holiday season. For just $20 per loan, you can skip the payment and free up some cash in your budget. Plus, during the months of November and December, USAgencies will donate the skip-a-payment fee to Credit Unions for Kids, benefiting Doernbecher Children’s Hospital.

Note: some loans do not qualify for the skip-a-payment program. Details can be found on the Skip-a-Payment Request Form or connect with Lending Services: loans@usacu.org | (503) 275-0300 or (800) 452-0915, option 2.

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Mortgage Services

Reminder: we can help with all your home lending needs.

When the time is right for a new home, a refinance, or perhaps an investment property, you don’t need to look any further than the expert help at USAgencies. Our focus is you – what your needs are, what your individual circumstances are, and what kind of mortgage would make the most sense for you.

As you start a home search, begin here with us.EqualLender

Learn more about Mortgage Services at USAgencies.