Tag Archives: Holiday budget

Holiday Lights in Portland

Lights are going up around the city of Portland and surrounding areas, which can only mean one thing – the holidays are upon us! It is time to layer on those jackets and scarves, and celebrate with your loved ones. Portland and beyond has several classic light displays that are great for continuing, or starting, family traditions. We have compiled a list of family ( and wallet ) friendly places to experience this holiday season to help keep you within your budget.

Fantasy Trail at Wenzel Family Farm

Take a Christmas walk through a lighted, wooded “Fantasy Trail”, decorated with thousands of lights for Christmas enchantment. The trail includes a 40 ft castle with Christmas scenes, a maze, crooked house, suspension bridge and more. You can also warm up by the nightly bonfires, with a warm cup of hot chocolate.

The Grotto’s Christmas Festival of Lights

with sights, sounds and sensations for the holiday season, The Grotto’s Christmas Festival of Lights is the largest Christmas choral festival in the world. Five indoor concerts are schedule each evening. The fun doesn’t end there ; the Grotto’s plaza area also includes outdoor caroling, puppet shoes and a live petting zoo.

Peacock Lane

Each house on this quaint SE block has been decorating their Tudor style homes for decades. Adorned with beautiful lights, nativity scenes and more, this Portland tradition always brings in a crowd.

Winter Wonderland at Portland International Raceway

There are glimmers and glows around every corner as you journey through the Winter Wonderland. With over 250 color light pieces, and many fully animated scenes this will not disappoint. Even better? It is all done from the comfort ( and warmth! ) from your own vehicle.

Miracle of a Million Lights

Head to the decorated 2.5 acres of a million plus twinkling lights! As you tour the house, you will set your eyes on over 20 uniquely decorated trees, with elaborate decorations. Enjoy some of their homemade apple cider, cookies, live music, and Santa! There is something fun and festive around every corner, and you will not be disappointed.

Christmas Ship Parade

Over the course of 15, a fleet of Christmas Ships will set sail on the Willamette River and Columbia River. Bundle up, grab your thermos and pick your spot to watch the beautiful boats float by!

 

 

 

 

Holiday Shopping Checklist

From our friends at GreenPath.

The holidays are officially here!  And it won’t be long before families are exchanging presents.  Holidays and gifts can take a big bite out of your budget so a little planning can help keep everything under control.

It is important not to get caught up in the last-minute emotion of the season and spend more than you planned. Holiday overspending ruins many festive occasions and can result in long repayment schedules.

The following are suggestions to help relieve holiday budget stress:

  • Shop early for gifts. This allows you to take advantage of sales, specials and bargains. Don’t over buy or forget you have already shopped for someone.
  • Make your own gifts. Use skills you have to sew, bake, paint or make crafts.
  • Don’t be a “One gift for you…one gift for me” shopper! And don’t be tempted to give your gifts early lest you buy more!
  • Use layaway plans if possible. Most allow you to pay at a rate you can afford either weekly or monthly.
  • If you have a large family, consider drawing names to exchange gifts.
  • Shop your local craft fairs and shows for specialty items – you’ll find some great ideas. Sometimes you can bargain with the vendor.
  • Family members would appreciate an IOU to mow the loan or wash the car in the spring.
  • If you plan to fill stockings or bags for the children, try putting a few pieces of fruit (apples & oranges) in the bottom first. Also, coloring books and scratch pads make great inexpensive fillers.
  • Know your merchants’ return policies before buying.
  • Rack up Rewards points by purchasing all of your holiday gifts using your USAgencies’ Visa Platinum Rewards card. Earn 1 reward point for every $1 spent, plus, 5% of net income from the Visa Platinum is donated to local community giving initiatives! Points can be redeemed for merchandise, travel, and even a lower auto loan rate or higher CD rate. Talk about smart spending!

Don’t forget to plan ahead for expenses such as holiday decorations, baking supplies (especially if baking for gifts), increased utility bills, food and wrapping paper. These expenses are rarely considered and can really add up fast.

 


Need help staying on track with your holiday budget?  As a member of USAgencies Credit Union, you can take advantage of GreenPath Financial Wellness, a free financial education and counseling program.  GreenPath counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 6 p.m. To use this new service, simply call 1-877-337-3399 or visit them on the web at greenpath.usacu.org.