All posts by USAgencies

12-12-12 Loan

Just in time for the holidays!

$1,200 at 12.00% APR* for 12-months

Just in time for the holidays, we’re offering our 12-12-12 Loan again this season. We hope it will help to ease the holiday financial stress and provide some cheer along the way.

  • Apply in just few minutes, in a few simple steps. (Hint: you want to select “Signature” under “Personal Loans” when applying).
  • A member of the Lending Services team will connect with you to get some documentation such as proof on income, but no credit pull is required.
  • Upon approval, you will get $1,200 to use for holiday expenses, last minute purchases, or perhaps a mini-vacation. The rate is 12.00% APR* with a 12-month term. So, by the time you pay it off in small monthly payment of around $105, the holidays will be here again! Piece of cake.

Questions: | (503) 275-0300 or (800) 452-0915, option 2.

*APR = Annual Percentage Rate. For established memberships (over 90 days old) there is no credit pull, although proof of income and other terms/conditions are required. For New members, a credit pull in addition to proof of income will be required. Only one 12-12-12 loan is allowed at a time, so in order to qualify for a new one, the old loan must be paid off. 12-12-12 Loans are available beginning November 18th through January 31st. Connect with Lending Services for details.

Member Survey

Give Feedback and Enter to Win $250!

Survey open November 7th – 24th

Each year we invite members to provide feedback on what we’re doing well and what we can do better. We take your suggestions and input into consideration when planning initiatives to improve your credit union.

At the end of the survey, you can provide your name and contact information for a chance to win a $250 Visa Gift Card as our “thank you” for your participation.

The survey is open now and closes on November 24th.

Begin the survey! | (503) 275-0300 or (800) 452-0915, option 3.

*Please note: we will only contact the winner and your contact information will not be connected to your survey responses. You must be at least 18 years of age to enter. Current employees and volunteers are not eligible to win. One entry per member.

Simple Cards. Big Savings.

With a USAgencies Visa Card

There’s nothing worse than finding a hidden fee or extra small, confusing fine print on your credit card statement when the shopping season is over. That’s just a terrible way to begin the new year. Well, with a USAgencies Visa® Card in your pocket, you don’t ever have to worry about that.

We have a variety of simple, low or no fee cards, with very competitive interest rates. You won’t find higher rates for balance transfers or fees for cash advances. Nope – just a “what you see is what you get” kinda Visa card.

Shop with greater confidence this year – apply online for a USAgencies Visa Card today or connect with Lending Services: | (503) 275-0300 or (800) 452-0915, option 2.

Holiday Youth CD

8.30% APY* for 3-months

Give the gift of savings to a youngster in your life with a Holiday Youth Certificate of Deposit.

ENGLISH insurance label

Details of the CD:
*APY = Annual Percentage Yield. For ages 0-17.
balance to open and earn APY is $100.
Interest is
compounded and credited monthly. Maximum deposit for CD is $500. One Holiday Youth CD per youth membership. 

Open this special CD: | (503) 275-0300 or (800) 452-0915, option 3.


And benefit local kids

Take a much needed break from your loan or loans at USAgencies this holiday season. For just $20 per loan, you can skip the payment and free up some cash in your budget. Plus, during the months of November and December, USAgencies will donate the skip-a-payment fee to Credit Unions for Kids, benefiting Doernbecher Children’s Hospital.

Note: some loans do not qualify for the skip-a-payment program. Details can be found on the Skip-a-Payment Request Form or connect with Lending Services: | (503) 275-0300 or (800) 452-0915, option 2.

Credit Union for Kids_CMNH_bw

Mortgage Services

Reminder: we can help with all your home lending needs.

When the time is right for a new home, a refinance, or perhaps an investment property, you don’t need to look any further than the expert help at USAgencies. Our focus is you – what your needs are, what your individual circumstances are, and what kind of mortgage would make the most sense for you.

As you start a home search, begin here with us.EqualLender

Learn more about Mortgage Services at USAgencies.