All posts by USAgencies

JOIN : words from Mandy

What JOIN does:

JOIN operates with the belief that it is the homeless person him or herself who must be the agent of change, not the social worker or agency.  JOIN leverages the strengths, talents, and dreams of the people we work with to help them break the cycle of homelessness and return to permanent housing.  This means listening to people and walking beside them as they navigate a return to safe, stable, and sustainable housing.

Words from Mandy after celebrating her another year of sobriety with her JOIN Retention Worker, Colleen:

“I’m proud of my story because everything that I’ve been through has made me who I am today. I’m happy that my stress right now is coming from my Business Communication class, and that I have things to look forward to like getting married next month and earning my degree! I was pretty much homeless for twenty years, after I started using hard drugs at age 12. I didn’t have any self-respect or pride back then; everything was unconscious decision making to feed my addiction. My apartment changed how I view myself and gave me the control to say “No” to old influences. I’m proud of who I am and the work that I’ve put in to get here.” –Mandy, Business student, artist, and mentor.

Support JOIN – Feet of Fall Campaign:

GET 1.00% APR OFF ALREADY LOW RATES^

Each Fall, USAgencies partners with Enterprise Car Sales for a stellar deal – it’s that time of year again! Now through October 31st, enjoy 1.00% APR^ off our auto loan rates when you purchase a vehicle through Enterprise Car Sales.

As part of the sale this year, we’re giving back. Here’s how:

^APR = Annual Percentage Rate. 1% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 09/14/2015 – 10/31/2015. This offer cannot be combined with any other offer.

Tip of the Week : Quality Matters

Enterprise Car Sales Tip of the Week

Quality matters : For more than 40 years, Enterprise Car Sales has been selling cars only one way. They select great vehicles – most from our fleet of more than 1 million used vehicles – offer them at competitive used car prices, and back each one with one of the industry’s best vehicle warranties.

Our Partnership with Enterprise Car Sales:

When we pick a partner, we only pick the ones who align with our philosophies. Enterprise does just that! They have the interests of members as their priority, each and every day.

Learn more about Enterprise and what you can expect when you shop with this trusted, used car expert.

Feet of Fall Car Sale:

GET 1.00% APR OFF ALREADY LOW RATES^

Each Fall, USAgencies partners with Enterprise Car Sales for a stellar deal – it’s that time of year again! Now through October 31st, enjoy 1.00% APR^ off our auto loan rates when you purchase a vehicle through Enterprise Car Sales.

Learn more about the sale and how we’re giving back to JOIN in the process.

^APR = Annual Percentage Rate. 1% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 09/14/2015 – 10/31/2015. This offer cannot be combined with any other offer.

JOIN : words from Daniel

What JOIN does:

Last year, more than a quarter of the households that JOIN helped were families with children.  About 6% of the homeless people who are sleeping outside or in their cars are families with children. Families with children make up 36% of the total emergency shelter population, 50% of the transitional housing population, and 80% of the households accessing rent and mortgage assistance in our community.  Clearly, families in our community are struggling to meet basic needs, and find and retain stable housing. This threatens not just the individual health and well-being of the family, but the overall health of our community. Studies indicate that homelessness increases the likelihood that families will separate or dissolve – a traumatic event for families and a costly one for the community.  Even if the family is not separated, the effects of homelessness can be severe. The associated stress that results from economic, social, and psychological dislocations can negatively affect the health and well-being of both parents and children.

Words from Daniel:

“When I’m big I’m gonna be like Superman and be a cop and fight bad guys!” –Daniel

Support JOIN – Feet of Fall Campaign:

GET 1.00% APR OFF ALREADY LOW RATES^

Each Fall, USAgencies partners with Enterprise Car Sales for a stellar deal – it’s that time of year again! Now through October 31st, enjoy 1.00% APR^ off our auto loan rates when you purchase a vehicle through Enterprise Car Sales.

As part of the sale this year, we’re giving back. Here’s how:

^APR = Annual Percentage Rate. 1% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 09/14/2015 – 10/31/2015. This offer cannot be combined with any other offer.

JOIN : words from Danny

What JOIN does:

JOIN’s organizational mission is to support the efforts of homeless individuals and families to transition from homelessness to permanent housing. JOIN’s guiding vision is a community where homelessness, if it exists at all, is a short-term circumstance rather than a long-term or chronic condition. Just last year, JOIN helped 560 people end their homeless and find permanent housing in 2014.  Of these households, 102 were families caring for 161 children under the age of 18.  82% of the total households found the support they needed to maintain stability for the long-term.

Words from Danny:

“When you’re homeless, people think that you’re lower- that you’re worth less or that you’re the dredge of society or something. I’m a pretty friendly, talkative guy, so that was hard for me. I felt judged- like people didn’t want to talk to me because they were afraid or something. I wanted to tell them that we’re equal, that you just have more material possessions than I do right now, and that anyone can slip into homelessness.” – Danny

Support JOIN – Feet of Fall Campaign:

GET 1.00% APR OFF ALREADY LOW RATES^

Each Fall, USAgencies partners with Enterprise Car Sales for a stellar deal – it’s that time of year again! Now through October 31st, enjoy 1.00% APR^ off our auto loan rates when you purchase a vehicle through Enterprise Car Sales.

As part of the sale this year, we’re giving back. Here’s how:

^APR = Annual Percentage Rate. 1% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 09/14/2015 – 10/31/2015. This offer cannot be combined with any other offer.

Tip of the Week : Don’t Buy a New Car!

Enterprise Car Sales Tip of the Week

If you’re thinking about buying a new car, think again! According to the experts at Kelley Blue Book, in three years a new vehicle could depreciate by as much as 73% of its value. That’s one major advantage to buying a used vehicle.

Our Partnership with Enterprise Car Sales:

When we pick a partner, we only pick the ones who align with our philosophies. Enterprise does just that! They have the interests of members as their priority, each and every day.

Learn more about Enterprise and what you can expect when you shop with this trusted, used car expert.

Feet of Fall Car Sale:

GET 1.00% APR OFF ALREADY LOW RATES^

Each Fall, USAgencies partners with Enterprise Car Sales for a stellar deal – it’s that time of year again! Now through October 31st, enjoy 1.00% APR^ off our auto loan rates when you purchase a vehicle through Enterprise Car Sales.

Learn more about the sale and how we’re giving back to JOIN in the process.

^APR = Annual Percentage Rate. 1% off current rate offer is offered to qualified USAgencies Credit Union members by USAgencies Credit Union. Offer valid for terms up to 72 months. Current rate will vary based on credit worthiness and terms. Financing for qualified USAgencies Credit Union members. Offer valid only on Enterprise Car Sales vehicles purchased from 09/14/2015 – 10/31/2015. This offer cannot be combined with any other offer.

Bring the Credit Union to your Workplace

The benefits of membership at USAgencies run deep and make for a happier employee.

Whether you are a business owner looking for tools to improve your HR offerings, or you’re an employee who thinks you and your co-workers could benefit from some education, connect with us!

What We Offer:
New Employee Orientation: we can be a part of the onboarding process for new hires and even open accounts for them onsite.

Financial Newsletter: we can provide short article for publication in your employee communications with a focus on financial tips, upcoming promotions, and more.

Financial Education: free financial education seminars on a variety of topics such as “Understanding Your Credit Report,” “Social Security,” and many more.

How to Get Started:
Contact Kasey Rockwell, Director of Credit Union Relations at krockwell@usacu.org | (503) 275-0346

New Partnership : Auto Solution

Introducing Auto Solution, a new auto broker partner with 25 years of experience.

 

Who is Auto Solution?

Auto Solution is a vehicle-buying service for our members. They are dedicated to the elimination of any and all hassle in the auto-buying process.
What services do they offer?
  • New & used vehicle purchases
  • CarFax vehicle history service
  • Kelley Blue Book used car pricing
  • Member auto buying seminars, and much more!
How does the process work?
  1. Browse their investors at CUAUTOSOLUTION.COM or call (503) 238-2429. You’ll work with an auto buying expert who will learn about your needs and budget.
  2. Connect with a Lending Specialist at USAgencies to get pre-approved so you’re ready to purchase – (503) 275-0300 option 2 or LOANS@USACU.ORG.
  3. Auto Solution will locate the vehicle you want from its dealer network and call you back, often within just a few hours. They can negotiate the purchase price at or near dealer invoice or wholesale so you save!
  4. You’re new car is delivered right to your home or to USAgencies, whichever is most convenient for you.