It’s tax season. Unfortunately, that also means it’s tax scam season too.
It’s important that you’re aware of the various ways scammers may attempt to steal info and money, so that you can better avoid becoming a victim. The more informed you are about tax scams, the better you’ll be at spotting, and stopping, fraudsters.
What do tax scams look like?
- The scammer usually presents themselves as an employee of the IRS or State in a call/email to the targeted individual, falsely stating they want to “help” with tax filing.
- Typically, this type of tax scam involves an unsolicited, bogus email regarding a tax refund or bill, or threatening an audit if the bill is not paid right away.
- Tax scam emails often look very official, and can link to a phony website – in order to appear to be more legit.
How can you protect yourself against tax scams?
If you get an email regarding federal or state taxes:
- Don’t reply to the message.
- Don’t give out personal or financial information.
- Forward the email to email@example.com and then delete it.
- Don’t open attachments or click on links, as they may contain malicious code or viruses.
- For tax scams involving a state’s filing office, check the office’s website to see how they recommend reporting an attempted attack.
If you get a call regarding federal or state taxes:
- Ask for a contact number and an employee badge number and then call back to verify its legitimacy.
- Call the IRS or state tax authority to inquire further and verify the accuracy of the call.
- Contact the Treasury Inspector General for Tax Administration. Use TIGTA’s IRS Impersonation Scam Reporting web page to report the incident.
- Report the incident to the Federal Trade Commission through the FTC Complaint Assistant on their website (add “IRS Telephone Scam” to the comments section).
In general, it’s a best practice to be extremely critical of ANY emails or phone calls you get from someone claiming to be an employee of the IRS or state tax authority, especially those that demand immediate payment. These governing bodies will NEVER:
- Initiate contact with you by phone, email, text, or through social media outlets to ask for your personal or financial information.
- Require that you pay your taxes with a certain payment type, such as a prepaid debit card.
- Call you and demand immediate payment. The IRS or State will not call about taxes you owe without first mailing you a bill.
For more in depth information on how to detect or report tax scams, visit https://www.irs.gov/uac/tax-scams-consumer-alerts.
For more online security resources from USACU, check out the Security tab on our site.